Michigan Real Estate Talk

I need a job!!! HELP PLEASE. Ann Arbor jobs? internet / work at home jobs? any IDEAS? I NEED MONEY……?

I need a job soo bad but cant find one. I just got married and wife had a baby, now I really need a job. I do not have a college degree. I live in the ann arbor, Does anyone know of anything in or around this area that is hiring?
What about those work at home jobs??? are they all scams, or can I make some money off of any of them?
Any ideas would definately help.

I find it hard to believe that with a city the size of Ann Arbor, NO ONE is hiring. That means that you are either not looking in the right direction, or your expectations are too high. Get a job at a fast food joint until you find something better. Or go to the mall. I know Meijer’s is always hiring. They’re just like Walmart, who oddly enough, is always hiring also. I’m sure with the number of restaurants there, someone is hiring, as well as Briarwood mall. That mall is huge, so there’s got to be stores in there that are hiring. Open your eyes and start looking.

As far as the home jobs goes, most are scams but there are honest ones out there, you just need to do your research for them.

Posted in Ann Arbor Homes | 8 Comments »

How Long Does It Take To Recover From Identity Theft?

The average identity theft case takes 26 hours to resolve, but you may be dealing with the effects of identity theft for several years. If someone has used your social security number or other personal information to create a synthetic or false identity, chances are they have used your personal information to create multiple identities. A sophisticated identity thief may have created a very messy situation that could take you a very long time to unravel. Watch this Expert Real Estate Tips video and others on Identity Theft to learn how to protect yourself and your personal information.

Duration : 0:1:28

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Technorati Tags: card, credit, Ely, Equifax, estate, Expert, false, history, identity, information, negative, number, personal, real, report, score, security, social, Steve, theft, Tips

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Commercial Real Estate News Going Out of Business 05/2009

More commercial real estate is vacant. High rents, cam charges, tax are out of line with income and profits. There has been an increasing number of businesses for sale. We are seeing many stores close. Retail stores have been hit hard and we are now seeing a growing amount of service businesses shut their doors. Commercial defaults are seen in the crystal ball.

Duration : 0:1:28

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Technorati Tags: 2009, business, Closing, collapse, commercial, crisis, debt, debtismoney, estate, florida, for, Going, is, lease, loans, money, mortgages, news, of, Out, picking, real, rent, retail, sales, service

Posted in Real Estate Information | 15 Comments »

Where Can I find information about Real estate disclosures for flood zones ?

I am buying a home and have signed the contracts only to find out that the home is in a HIGH risk flood zone. Neither the owner or the real state agent disclosed this information prior to the contracts. I only found out when the owner let it slip infront of her lawyer who then told my lawyer who then told me. Where can I find the Disclosure laws and penalties for not disclosing flood zones? Thanks!

Which state do you live in? Click on add details.

Those laws typically vary from state to state. California’s law is here http://www.ceres.ca.gov/planning/nhd/showtell.html

Federal websites:
http://www.floodsmart.gov/floodsmart/pages/ask_your_realestate_agent.jsp;jsessionid=9A7E87FD1BEC8940958D342396C49EC7

http://www.fema.gov/library/file?type=publishedFile&file=f435_reprof.pdf&fileid=e4db91d0-1e55-11db-b486-000bdba87d5b

Posted in Real Estate Information | 1 Comment »

I need some information on real estate?

I would like to eventually get into real estate because my sister suggested we could do it together. I know some information about it, but I would like to know more. Any information is helpful.

What is the age requirement to be a real esate agent? At what age can i take a course and get a license?

What are some career ideas to make money on the side?
I need to decide on a financially stable career choice before i think about getting into real estate.. any ideas?

I was thinking business?

infomational links only:

RealEstateabc
The Real Estate Library
Realty Times
Total Real Estate
Yahoo Real Estate
HUD: Buying a Home
ThinkGlink.com: RE
About: Home Buying
http://www.openrealtylist.org/others.htm

Deciding a career needs much more considerations than collecting industry information. You need to think about your age, skills, family, home-owner knowledge, job training, interest, capital, RE experience, industry network and much more.

Posted in Real Estate Information | 3 Comments »

This Month in Real Estate November 2009

Technorati Tags: Real Estate Video

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Ann Arbor Realtor Gives A History Lesson On Home Ownership In America

A Little History On Home Ownership In America

The United States was formerly a nation of renters. Most people rented an apartment or row house in cities and very few lived in homes of their own. Those who were fortunate enough to have a home either had a farm house that they had built themselves; or a house in a town where they prospered as a merchant or in some other capacity. Homes often stayed “in the family” and were handed down for generations.

In those days people didn’t buy homes, because it was very difficult to get a mortgage. We don’t think that a mortgage is a big deal now, but back in the day it was considered a “debt.” It is still a debt, but people’s perception of being in debt has changed in the past 50 years. Today, we are used to buying things on credit. We are used to having a mortgage if we want a house. Fifty years ago, you had to have 50 percent down on a house before you could consider getting a mortgage. Then the bank would want extensive documentation.

Buildings and Loans, as seen in the film “It’s A Wonderful Life” were not banks. They were the predecessors of Savings and Loans that were pretty much eliminated in the 1980s by scandals and the fact that they could not compete with mortgage lenders. A building and loan used to use the money of the depositors strictly to build homes for other depositors. The home owners would then have a mortgage and pay on their mortgage monthly, with interest. The interest would then be distributed to the depositors. It was a concept of neighbors helping neighbors. The building and loan would also build the homes as well. This entire concept got convoluted since its inception and thus was the end of the Savings and Loans.

We gradually began owning our own homes thanks to the GI Bill that helped veterans of WWII. You can still see GI Bill houses today. They are usually small homes that were built by developers and purchased by vets who took advantage of this program. Gradually, subdivisions started going up all over the place and people began getting mortgages to buy homes. Somewhere along the line in the last 60 years, people decided that it made more sense to pay their mortgage instead of someone else’s mortgage.

And if you are renting, that’s what you are doing, paying someone else’s mortgage. There are many reasons why people rent, but only two make sense:

1. You are not planning on being in the area for more than a year or two at the most;

2. You have just moved to a new area and are not sure where to buy

Find out more about why buying a home beats renting in any real estate market.  Call me for more information. David Mueller and Associates, Ann Arbor Realtors 734-677-6699.

Technorati Tags: Home ownership, information, realtor

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Healthy Lifestyle Tip

• Check yourself. From time to time during the day, stop and evaluate what you’re thinking. If you find that your thoughts are mainly negative, try to find a way to put a positive spin on them.
• Be open to humor. Give yourself permission to smile or laugh, especially during difficult times. Find the humor in everyday situations. When you can laugh at life, you feel less stressed.
• Follow a healthy lifestyle. Exercise at least three times a week to positively affect your mood and reduce stress. Follow a healthy diet to fuel your mind and body.
• Surround yourself with positive people. Make sure those in your life are positive, supportive people you can depend on to give helpful advice and feedback.
• Practice positive self-talk. Start by following one simple rule: Don’t say anything to yourself that you wouldn’t say to anyone else.

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Real Estate Vultures

some parts of the country, housing prices are falling at double-digit rates. A bad situation for homeowners, but a possible opportunity for investors. Money reporter Stacy Johnson explores what’s next, and who might benefit…

Duration : 0:1:37

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Technorati Tags: finance, homeowners, housing, investing, money, news, realestate

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Where can I find real estate/property management information/resources to help select a city to move to?

I am interested in becoming involve in real estate/property management but I am going relocate to a new city. Where can I find information/resources that would help me make a decision on selecting a city when considering a couple of opinions in a region of the country. Specifically I am considering Columbus, Ohio or Philadelphia, PA

I’ve located a local list of property management services in Ohio. I’d recommend calling one of them to see if you can get your questions answered by a professional. http://www.propertymanagementvacationrentals.com/Ohio-Property-Management.html

Posted in Real Estate Information | 3 Comments »